Finding Money for Rehabbing Property

If you are just beginning in the real estate investment business, it may be hard to find money to fund your deals. Especially in the beginning, it's going to be hard for you to establish relationships with the right people with no experience. My suggestion is to polish up on your lingo so it seems like you have a little experience. When you approach all of your favorite doctors, lawyers, real estate investors, family and friends with retirement accounts you sound like you are an expert. Go in head strong like you own the place. Trust me you'll become and expert before you know it.

People love to make money and people really love to make money doing nothing and that's what you are going to allow them to do. You take the back ache off of them. When you meet them for the first time be sure you are very professional and decide what rate of interest you are willing to pay. Usually in cases like this you can expect to pay 10-16% to borrow their money. Don't forget it is risky for them and you want the to be able to win too. Create win wins for both of you. Always keep your word with potential investors in your business. If you say you are meeting them at 2:00 pm for a meeting, be there waiting on them at 1:45. Their time is valuable. Don't hold them hostage for 9 hours. Keep your meeting short and to the point.

Do your homework. Do not go into your meeting sounding like an idiot. It is your time to shine. If you really want it, they will know it. Do not cut yourself short by consistently reassuring them. Stay confident and close. Also - do not give up if the first person you approach doesn't work the way you intended it to. Stay focused and determined to go to the next. Keep your message simple and to the point. Make it look like you have a way for them to make a lot of money without lifting a finger. Most of the time, they will jump at the opportunity if it looks good.

Remember - In the real estate business, the most successful people make quick decisions. They do not sit around and ponder ideas. They take action and go with the flow.

Mandy Sheckles is the founder and President of The Wealth Corp. Her company offers Property Rehabbing Education to students around the country. In just eight years, she went from flat broke to being a real estate millionaire.

She is the author of "Renovate Your Success" and the creator of The Rehab Manager, a web-based software application designed to streamline your rehabbing business.

http://www.thewealthcorp.com

Free Forex Trading Courses - Are They Worth It?

There are some who will tell any investor that free Forex trading courses are just as good as any paid Forex course. Then there are some who will be adamant in saying the exact opposite. Finding out the truth that lies somewhere in the middle is not an easy task to accomplish. Before any prospective investor makes the final decision on any Forex trading courses, it is advisable to ask a few fundamental questions as the search continues.

Finding a good quality Forex trading course that is free is not impossible. A good source will provide information that is not readily found all over the internet. If the Forex trading courses include the information that comes up time after time in a search, that is the first red flag. The potential Forex trading course is not worth the time it will take to read it and practice some of the techniques. Leave it behind and keep researching until a suitable Forex trading course is located as this is the best defense against suffering a financial loss. There is not a bigger risk than that of starting out with an incorrect set of skills and knowledge as that pretty much cements in financial failure.

Forex trading courses that are given away free are done so for a reason. It is wise to find out that reason before committing any significant time or energy on them. The idea behind the free give away is to get a potential investor to sign up to that specific company. Finding out if that specific company will benefit your interests is the best move to make in this situation. A company that deals largely in futures trading will offer a Forex trading course as a trap to get investors to sign up. If Forex is what the mission is, settle for nothing less than strictly Forex brokerages or companies.

Don't take unnecessary risks when it comes to finding suitable Forex trading courses, as these are the mistakes that generate bad financial decisions later on. Ask questions about the free offer and why it is free. Do the research into any said company and find out if they are a exclusively Forex company or if their interests lie in another financial market. Most of all, if the free Forex trading courses are claiming that it can make you a millionaire overnight. Flag it! Move on because that scam won't get anyone further except the one who is collecting the money. Forex cannot give anyone independent wealth in a short time period especially to any investor who is new to the scene. Be diligent in seeking the answers to all questions and in dissecting the answers. It could be the very key to Forex financial success!

Troy Degarnham is the author and webmaster of http://www.forex-trading-brokers.info an informative website about Currency Trading.

Extensive help and tips on systems, software, signals, trading, forex brokers, forex trading courses, and other secrets to help you gain financial freedom.

Day Trading Forex Currency, Hype, Lies and TANSTAAFL

Day trading Forex currency is all about making big money. Some investors have found it quite easy to make a large amount of money by day trading the Forex currency markets as they change hour by hour. But, you see that "some" in the previous sentence? What that means is that a lot of people don't make a dime and even lose a lot of money.

Usually a Forex trading system course is hyped as an easy way to make a bundle. Get your Forex trading secret and your Forex trading tool and you're golden - day trading Forex currency for vast riches. Lies. What you tend to find is that there isn't any Forex trading secret, it's the same old tired stuff repeated over and over on sales page after sales page, generally by so-called "experts" who aren't. And that so-called Forex trading tool or software? Another lame canned system that promises but won't deliver.

And now, what's TANSTAAFL? Online and offline this is the antidote to the big con. There Ain't No Such Thing As A Free Lunch. Fast, easy, no work, instant riches. Doesn't exist. Absolutely anything that is worth your attention is going to cost you effort, time and probably money. Anything else is a pack of lies, hype or deceptive sales yap.

You will probably not make much money day trading Forex currency. In fact, you will probably lose money. Unless you are really smart about how you do it and who you listen to. Sorry, but that's the real truth. There is no secret, no magic tool, no perfect Forex day trading strategy.

What you're going to find are a bunch of Forex trading systems, courses, techniques and tools that purport to tell you just what to do and when and how to do it. If you buy into one of these things - a ready-made off-the-shelf turnkey Forex trading system course, you're going the wrong way. This is just the same old tired search for a magic, easy, thought-free and work-free solution that lies behind every successful scam. If it were that easy, we'd all be rich already, wouldn't we? If there really were a genuine Forex trading secret, tool or strategy that would make you rich, do you actually think anyone would be stupid enough to sell it? Think about it when you see one of those hyped sales pitches claiming it's easy and quick and the money will be rolling in.

In the Forex currency market, despite all the nonsense about leverage, timing and signals - if you test it out, you'll find most signals are little better than random noise and that trying to time the market will usually end up with you experiencing consistently bad timing. Canned, simplistic approaches to a complex market just don't work.

How about technical analysis like you'll find in many a Forex trading tool? It's been said (though not by the "wizards" selling technical analysis systems with some spiffy name) that of all the major markets, Forex is the least amenable to technical analysis.

Even the basic wisdom of "buy low, sell high" needs to be seen within a special context when you start working at day trading Forex currency.

If this seems overly discouraging overall, you need to remember the sheer amount of hype and outright lies that are prevalent in this area. You need to be prepared to be coldly realistic. You absolutely have to think of Forex as a serious, complex real business. One that requires close attention and serious study. You need to be careful getting into it, careful whose advice you take, and careful about learning as much as you can from a real expert.

Certainly it's possible to make money. But, your chances of making money by day trading Forex currency will be vastly increased if you are wide awake when you get into it. Stop dreaming about fast easy money with no work or effort. Get to learning the realities so you can develop your own Forex trading strategies, ones that work for you. It will take time and effort, but then, maybe Forex trading will truly be your road to financial freedom.

Copyright (c) 2006 Richard Keir

Richard is a researcher, writer, programmer and marketer and he's tired of all the hype. Discover the realities of day trading Forex currency now.

How to Pick Winning Stocks

There is nothing more exciting than finding an undervalued stock and seeing it explode out of nowhere rising in value 100% or more in a few weeks. Some stocks can move as much as 1000% in a year and. Even after the stock market crashed in 2000, some stocks still have gone up 500% or more in a year.

So how do we find these? Well first let me say that there is no way to know which ones are going to double or triple in value. If we knew then we could literally bet the farm on the trade.

The main thing we can do as swing traders and position traders is to uncover stocks that have the potential for profits based on certain technical parameters found on the charts. There is not enough room in this article to go into depth on the technical analysis of stocks, but what I am going to do is share with you the first step in sifting though the thousands of stocks that trade each day.

One of the easiest ways to cut your list of stocks down is to use a stock scanning software such as Stockfetcher.com. What it allows you to do is program in any criteria you want and then it will automatically spit out a list of stocks that meet those exact criteria.

Let me give you some specific examples. For starters say you only have a small account of $10,000, you shouldnt be looking at expensive stocks that are in the $50-$200 range. This is because when they are too expensive, you cant buy many shares. So, the first thing I would do is tell the software to only give me a list of stocks under $20. I would also have it screen out stocks less than $2 as I dont want to trade penny stocks.

Second, I only want a list of stocks that trade at least 500,000 shares a day. The more volume the better as there is more liquidity. This means that it will be easier to buy or sell shares at any time. Stocks with high volume have much less chance of being manipulated by market makers and market insiders.

Third, I want stocks that have a lot of volatility. Volatility is what causes fast movement over a short period of time. Old blue chip stocks such as Caterpillar, Ford or Kelloggs dont move that fast and have little volatility. To make sure you have volatility, I would tell the software to find only Nasdaq stocks. Since this comprises of mostly tech stocks, the odds are much higher of strong and fast moves.

Fourth, if the market is in an uptrend then I want to be a buyer so I could program in the following Look for stocks with a relative strength of 90 or above. This will ensure that the stock has a lot of upward market momentum. You could even add an additional filter to cut the list down more. For example: Tell the software to look for stocks that made new highs within the past 90 days.

You could use the exact opposite approach to short stocks in a bearish market. Look for stocks with a relative strength of less than 10 and made new lows within the past 90 days.

What is really cool about stock scanning software is you can do the job in less than a minute. Without this software the work is slow and tedious. Once you run the scan you should have a relatively small list of stocks to examine closer.

The final step is to examine each stock for certain technical analysis patterns that can lead to explosive moves. However, as I said above there is just not enough room to go into detail here.

Hope this gives you some food for thought and points you one step closer to your goals.

Dr. Jeffrey Wilde, a trading veteran with 16 years of experience is a trading coach to over 3500 traders in 63 countries. His new blog http://www.askjeffwilde.com offers free trading articles, tips and advice. He also teaches a variety of courses found at http://www.win-at-trading.com and http://www.fastforexprofits.com

Thinking About Becoming a Truck Driver?

Sometimes portrayed as an easy and unappealing profession fit for simpletons, being a truck driver is quite the contrary. The truck driving industry has experienced a steady increase in job growth and career opportunities in the past few years, quickly making the profession one of the nation's top jobs in terms of career growth. Truck driving provides flexibility, allowing drivers to make their own schedule, travel around the country, and bring home a substantial paycheck. The following tips are offered for individuals looking into truck driving jobs.

Talk with Seasoned Drivers
The best way to get reliable and accurate information is to speak with people who are actually in the profession. Ask an experienced driver about the pros and cons of the job, how it affects their family, and if they would do anything different. The internet is another, convenient way to get in touch with truckers; blogs and chat rooms are an excellent source of information. Chances are truckers will be much more candid and honest when they are in a setting where they can remain anonymous.

Ride with a Trucker
Consider riding along on a trip with a professional truck driver to see what life on the road is really like. Even more revealing than speaking with a driver, is actually riding with one to experience what the life of a truck driver encompasses first-hand. This will expose you to the diverse environments and situations of the professions including shipping docks, delivery sites, and what other drivers are like.

Ask Recruiters
Assemble a list of questions before you speak with any recruiters. Doing so will guarantee that all your inquiries and concerns about a job are properly addressed. Ask about salary, benefits, and procedures of the company the recruiter is representing. Make sure you visit with multiple companies and recruiters to find the truck driving job that suits you best.

Fact - Forex Trading is Not Easy - 95% of Traders Lose!

As a regular trader I am amazed at what I see written about forex trading and how easy it is - it may be easy to become a forex trader but its far harder to win! Here are some facts to consider before you start to trade.

I have been a trader for 25 years and can tell you from first hand experience becoming a winner is not easy, listen to what I say, as I am no self proclaimed guru or mentor guaranteeing success.

The first fact to consider is there is a lot of advice on the net making claims that simply are not realistic and in many cases pure lies.

Trade with 80% accuracy, earn 20 pips a day, earn a regular income, the secrets of market movement revealed etc. youve seen them as well.

There normally made with no substantiation (try and get a real track record) and mostly marketed by clever sale people or failed brokers.

Fact: They make money from selling you information not trading it, well thats one way to make a guaranteed income from forex trading!

Once you have ignored the ridiculous claims, consider this:

Currency trading does offer huge rewards but with these rewards come risk.

The bigger the risk the bigger the reward if you dont like risk dont trade currencies.

Once you have accepted these facts - there is good news!

The first is that anyone who wants to can learn to trade and take calculated risks and make a lot of money forex trading remains one of the few areas where you can still start with small stakes and become wealthy.

The opportunity is open to all and there is no reason you cant take advantage of it.

You need to learn the right knowledge and base your forex trading strategy on trading the odds and you can get all the information free on the net.

Work smart and only learn what you need to and keep it simple its a fact of currency trading that simple systems work best as they are more robust.

Then its all down to mindset and the discipline to follow your system to gain long term success.

Dont believe its easy, but dont believe its impossible - its not.

As in all money making ventures (and forex trading is no different) you need to reply on yourself and get a system together you can have confidence in and follow it with discipline to win longer term.

You can do it but if you want to be a successful forex trader take into account what I have said and approach the markets with a realistic attitude of what you need to do and you can achieve currency trading success good luck!

GRAB 3 X FREE TRADER & FREE TRADER PROFITS NEWSLETTER

More on becoming a profitable trader some critical FREE Trader PDF's and more FREE Forex Education visit our website at http://www.net-planet.org/index.html

Forex Signals - The Easiest Way to Trade Currencies

The forex market can be pretty intimidating to a new trader. After all, it is the domain of multi-billion-dollar banks and foreign governments -- how can a small retail trader compete? Well, forex signals are one way to help level the playing field.

Forex signals are alerts that are sent to you, usually via email or SMS text message, when the conditions are ripe for a currency trade. Or, even better, you can sign up for an automated service that will automatically make trades for you when your preferred forex signals are triggered.

Forex signals services rely on forex signals software -- computer programs that constantly monitor the foreign exchange markets for high-probability forex signals. Most forex signals services rely on "technical data" from currency charts to identify conditions that have historically led to profitable trades. Although you don't absolutely need to understand the data behind forex signals, a little basic knowledge can help you get the most out of your forex signals service.

One way to better understand forex signals is to download currency charting software. Although there are many programs that are quite expensive, MetaTrader is a free one that works well for most forex signals applications.

Whatever forex software you use, it must be able to plot currency prices in "candlestick" format. This allows you to easily see the opening, closing, high, and low prices of a currency pair for a given time period -- daily, hourly, or even minutely! Viewing prices this way, you can see patterns that emerge with "support" and "resistance."

Support can be thought of as a "floor"; a price level which the currency seems to hit and then bounce back up. Resistance is like a "ceiling"; the price level at which the currency seems to reach its limit, and then drifts back down. But once a currency pierces through either the support or resistance, it is likely to fall or rise a substantial amount until it finds a new "floor" or "ceiling". Breaking through support or resistance is one of the best forex signals.

If you have a knack for examining charts, or you just like to do it, that's great. But the reality is that in order to profit from high-probability forex trades, you need to react to data more quickly than manual chart analysis will allow. This is why forex signals services are the busy trader's best friend, and automated trading programs are the very-busy trader's better friend! It helps to understand the science behind forex signals, but it isn't vital. What is vital is a quality service that notifies you when it's time to make a trade -- or better yet, makes the trade for you! There are many competing services out there, so be sure to do your homework and check the company's performance data. Reputable service providers will have it linked from their home page.

Now get out there and start making some money!

For more information visit at http://www.tradefxplus.com and get free EUR/USD Forex trading signals, trading recommendations and email alerts. TradeFXplus Forex signals service gives the novice or professional currency trader the tools to trade currencies profitably.

A Simple Step by Step Aproach to Fail Your Way to a Million Dollars

If You want to be Financially Successful you need to Learn to Fail

At a Robert Allen Seminar he said the difference between successful people and unsuccessful people (Financially Successful) is that Successful know how to fail. He went own to say that in order to be successful you need to learn to fail, Unsuccessful people fail to get that 9-5 Job that pays $25,000 to maybe $90,000 a year and when they finally succeed what do they have a 9-5 Job. Successful People fail to buy that Property with a positive cash flow but when they succeed they have bought another property with a positive cash flow.

When you look around at Some of the World's Wealthiest People. Donald Trump, Lakers Owner Dr Jerry Buss, Clippers Owner Donald Sterling, Robert Allen and the List goes on they all have one thing in common they made their Fortune in Real Estate.

Let's contrast these Financially Successful Americans with the American Dream. The American Dream is to buy a House with a 3.4 Bedrooms and 2.7 Baths with 2.4 Cars in the Garage. Most people are very happy to Buy their "Dream Home". Once they buy that dream home they want to pay off the Mortgage so they can now own their Dream Home Free and Clear.

Perhaps you remember that TV Show All in the Family, from the 70s they still play it late night on cable. They had an episode where Archie and Edith had a Mortgage Burning party after they finally paid off the mortgage. There was another Episode where Archie took a loan against the House to Buy a Bar and was Edith ever angry at him.

Many people look at American Dream as Sacred. People are so blinded with the notion you buy a that dream house and pay it off that they fail to see the Big Picture. They Fail to See the possibilities that would open up to them if they would just unlock the potential in their homes. Many People are sitting on $50,000 to $500,000 in equity and are just letting it go to waste.

Let me ask you a Question. If you own a $400,000 house Free and Clear and it appreciates 10% a Year how much will it be worth a Year from now? If you have a $300,000 Mortgage on that $400,000 home how much will it be worth a year from Now? In both cases the answer is the same $440,000. The value or appreciation of your house doesn't change based on the size of the loan you have against it. The only thing that does change is the amount of Equity you have.

A Typical Homeowner has a $150,00 Mortgage on a property that is worth $300,000. Many lenders will give you a loan for up to 90% of your homes Value. If you were to borrow $270,000 you would be able to put 120,000 cash in your pocket. In St Louis MO you could Buy a 3 Bedroom Home in a nice neighborhood for between $70,000 and $90,000.

Now take that $120,000 cash and Buy 6 Rental Properties for $480,000 ($80,000 each). You take the $120,000 and use it as a down payment and borrow the other $360,000. Now rent Each of these Properties for $700 a Month and you have a monthly income of $4200. Your total loans are $730,000 and at a 2% interest rate your monthly payment would be about $2700 a Month. You would have a Net Profit of about $1500 even after the rental income pays mortgage the on your dream Homee.

Before

• $ Value of Real Estate Controlled $300,000
• $ Value of Equity in Real Estate $150,000
• Positive Cash Flow after Paying Mortgage $0
• 1 Year Gain at 5% = 15,000
• 5 Year Gain in Equity at 5% = $83,000
• 10 Year Gain in Equity at 5% = $189,000
• 20 Year Gain in Equity at 5% = $396,000

After

• $ Value of Real Estate Controlled $780,000
• $ Value of Equity in Real Estate $150,000
• Positive Cash Flow after Paying Mortgage $1500 (Monthly)
• 1 Year Gain in Equity at 5% = 39,000
• 5 Year Gain in Equity at 5% = $215,000
• 10 Year Gain in Equity at 5% = $490,000
• 20 Year Gain in Equity at 5% = $1,289,000

Looking at the Before and After in the Above Chart Some Numbers Stand out. You still have the Same $150,000 Equity but now you control $480,000 more Property. Instead of paying your Mortgage monthly on your Dream house your tenets are making your mortgage payments on all 7 properties and you have a $1500 monthly positive Cash flow. Using a conservative appreciation of only 5% a Year you would earn an extra $24,000 the first year alone in Equity appreciation. After 20 Years your Gain in Equity is almost $900,000 More.

If you do nothing more for 30 the next Years but collect your rents and pay off your 7 Mortgages at a 5% appreciation rate your 7 Properties would be worth over 3.3 Million Dollars even at an Ultra Conservative 3% your Net worth would be over 1.8 Million Dollars. Wow You just Failed your way to over 1 Million Dollars (This does not count the $1500 a month in positive cash flow or any Rent Increases.)

You can get a Loan with fixed payments fixed for 5 years based on a 1.95% interest rate Their are loans available with interests rates as low as 1.25%, through national lenders many of whom will approve you online

What would you do with an extra $1500 a month? A couple of car payments, a Dream home, that boat at the lake? What would you do with an extra $24,000 a year in appreciation?

About the Author
Mike Makler is a Financial Consultant in the St Louis Missouri Area Specializing in Real Estate Loans and Annuites. To Learn More Call Mike at 314 398-5547 or Visit Mike's Web Page: http://ewguru.com/finance

Get Mike's Newsletter Here http://ewguru.com/fin-news

Copyright 2005-2006 Mike Makler

The Secret to Generating Hordes of Free Website Traffic on Demand

You're about to discover the fastest and most effective way to drive thousands upon thousands of hyper-targeted visitors to your site - even if you don't have a single dime to spend on advertising. And believe it or not, this strategy will never fail.

Now, that's a bold claim, and I'm sure it's setting off some "BS alarms" in your head right now - but stay with me, and I'll show you exactly how simple this really is, and why it makes so much sense...

As I'm sure you've already realized from your own research and experience - the only way to build a substantial amount of traffic to your site is by getting other sites to link to you, tell their email subscribers about what you have to offer, and otherwise publish your content on their site in some way.

This might be in the form of an affiliate program, it might be a link-trade, or it might be some other type of arrangement - but one thing's for certain - it will be partnership (or Joint Venture) of some kind. This is the only way to drive hordes of traffic without paying through your nose for it!

But let's take it a step further...

The Pareto Principle states that 20% of your actions will produce 80% of your results. This "formula" can also be applied to your marketing partners, because only a handful of your affiliates, JV partners and sites that you trade links with will actually provide you with any substantial results.

In fact, the time you spend setting up deals with the "lesser" partners is almost always a complete waste of time. And the fact of the matter is that it takes the same amount of effort to form an alliance with a "player" in your industry as it does to partner with a small site or resource that really can't help you when it comes to producing real results...

What it comes down to is that if you want to generate a tsunami of traffic in record time - you're going to have to go for the gold right from the start. This means that you need to form partnerships with the "players" in your industry right from day one.

And this is how you do it:

1. Use a "primer email" when you contact potential joint venture partners. Instead of simply nailing them with a pitch/proposal right off the bat (without any formal introduction), introduce yourself, address the them personally by name, and ask if they'd be interested in discussing an idea that would benefit them directly.

Get their attention, pique their interest and initiate a conversation. Don't just jam a proposal in their face. Chances are, they probably receive multiple partnership proposals daily...

2. When you approach prospects that have large mailing lists and lots of traffic, always emphasize the exclusivity of your offer.

Make them a unique offer that only they'll get. Do whatever it takes to make it totally irresistible - even if that means giving up most (or all) of your profits, or offering other incredibly lopsided incentives.

You have to remember that you're getting free traffic from this - along with the opportunity to build a client base that you can leverage again and again by selling them additional products, and having them evangelize your business for you as time goes on...

Think long-term, and view joint ventures as a way to build a business for free - not so much as a "quick cash" strategy (even though that's often a part of it).

3. Get their complete attention by sending a "hard copy" of your proposal. Not just another email cramming up their inbox (which is all to easy to delete...)

Instead, try using Fed/Ex (or even a fax message) instead of simply firing off an email. You'll be surprised with your results.

Also, once you've received some kind of response, take it to the next level as soon as possible by arranging a time to speak on the phone. When your partner hears your voice audibly, it will be much easier for them to get a feel for who you are - which will make them feel more comfortable in dealing with you.

Rapport goes a long way...

4. Set up the deal and make it happen. Make things as easy as possible for your partner.

Have mailings, articles, banners, links and other promo tools built and ready-to-go in advance. The less your partner has to do, the better.

Additionally, make sure that you set a date for the promotion to begin. If possible, solidify a start-date as soon as you can. Most deals end up evaporating because there is no deadline or schedule in place.

5. Before your JV partners start promoting you - and before their traffic hits your site like hurricane and your sales start flying off the charts - make sure you have a plan in place to maximize their traffic as much as possible.

There are hundreds of ways to do this, but this is what you need to consider doing for the most part:

a) Have a system in place to capture leads that aren't ready to buy your offer yet - but that want more information. (This is typically done by offering a free mini-course, a free demo, or something similar in exchange for a newsletter subscription)

b) Consider using an "exit-popup" to try and salvage visitors that are leaving your site. (Make sure this doesn't conflict with your ordering process)

c) Find (or develop) numerous products and services to promote after people buy your product, or subscribe to your newsletter. Remember that this is the whole point of setting the deal in the first place - you're trading upfront profits in exchange for long-term revenues from an active customer base...

d) Have a backup payment processor, web host and other "pick and shovel" necessities in the event that the sudden spike in traffic and sales causes problems with your host or your merchant account.

(This happens frequently in larger-scale product launches where several "super affiliates" promote a single offer. You need to be prepared...)

6. When the deal is done and over with, make sure to stay in contact with your partner regularly. One partnership can lead to several, and by building a relationship with the key players in your niche, you'll literally be holding the "keys" to all the traffic in your market.

And then you'll be able to generate massive traffic on demand - whenever you want - just by leveraging your current relationships.

This is how you can go from being a "nobody" to being an internet all-star in a matter of days. It takes planning, motivation and the will to actually follow-through, but it is well worth doing.

Big time.

In fact, you're only one successful partnership away from transforming your online business from being a "bill payer" into a cash-spewing powerhouse that will support a ridiculous lifestlye.

All you have to do now is find the super affiliates in your niche and use the 6-step formula you just read to generate as much traffic as you can handle...

Chris Rempel just released a video that reveals how he tracks down super-affiliates in any niche at the click of a button. Watch the Ultimate Traffic Tool in Action

Also visit Joint Ventures Revealed (Chris's home page), and the Instant Joint Venture Success System (Chris's course on JV Marketing).

How To Tame The Big Bad Bear

Is the next "Bear Market" just around the corner? Was the recent market correction a harbinger of things to come? No one can know the answer to these questions, but there are a number of steps each of us can take to prepare for the next Bear which, sooner or later, is surely on the way.

The preparation should begin now, whether you are a new investor, or have already amassed a sizeable portfolio. The objective is to protect it from the ravages of the bear as it emerges from its four year slumber.

The first step is to evaluate yourself, your financial objectives, and your emotional and psychological tolerance for risk, (your account values going south in a hurry), and invest accordingly. Investing accordingly simply means building a portfolio that reflects your risk tolerance and financial objectives. If you are a relatively conservative investor then your portfolio should reflect that, whereas if you are a bona fide risk taker, then your portfolio will be designed to reach for higher returns.

Next, build a portfolio from the ground up, much like you would build your home. For example, our strategy is to build portfolios with a solid foundation of consistently performing hybrid mutual funds. Hybrids are funds composed of stocks and bonds, and the ones we use have demonstrated consistent performance over a number of years, in both good markets and bad.

Next, we layer the portfolio with a healthy dose of what we call "All Weather" stock funds, again, funds that have performed well in Bull and Bear markets. These funds tend to practice a value management strategy, buying under priced stocks in the marketplace. Many of these funds exhibit strategies similar to legendary manager Warren Buffet, the worlds most well known and respected value strategist.

The preceding describes how we build portfolios for the more conservative investor, whereas additional steps are taken for those willing and able to accept a higher degree of risk.

For those able to accept the additional risks involved, we seek to add value and capture the best performing market sectors by adding Exchange Traded Funds (ETFs) to the portfolio. These ETFs cover the range of economic sectors, i.e. energy, metals, real estate, health care, utilities etc., and/or regions of the world, i.e. Asia, Europe, Latin America, and even individual nations, Japan, Spain, Germany, China etc.

And finally, an additional technique that can be used by everyone is the "contrarian" fund. They come in many flavors but the two we use are the contrarian mutual funds and exchange traded funds. Contrarian funds are designed to do the opposite of what the market is doing. In actual practice we will buy this type of fund when a serious market correction is underway, which allows us to protect the value of the portfolio. Our "All Weather" funds described above tend to give ground grudgingly, and some have even gone up in past market corrections, while at the same time our contrarian funds are actually going up in value during the market decline, as they are designed to do. The objective is to be able to hold our investments through the correction and protect our capital at the same time.

Every situation is unique of course, and each investment portfolio should be compatible with ones own goals, financial needs, and risk tolerance.

Above all, never forget the two most important rules of successful investing. One, never ever suffer large losses, and two, never forget rule number one.

Steve Hood helps his clients find quality investment and insurance programs, and builds and manages "All Weather" investment portfolios.

"All Weather" => Consistent performance through good markets and bad, resistant to market declines.

Find more ideas about lifetime financial security at => http://www.allweatherinvestors.com

A Forex Signal That Is Absolutely Critical For Success

Support and resistance is such a powerful Forex signal that without understanding its impact on the market, a trader will probably never master the skills necessary to make profits on a consistent basis.

This Forex signal simply registers where price reached a peak or a low. On a higher time frame these price levels can have huge significance. Why?

Getting Behind The Scene

We need to understand what is going on behind candle patterns and price movements. Imagine thousands of traders coming to their desks each day all around the world and processing orders involving billions of dollars worth of currency.

The price at which they bought the currency now represents a key level for them. They do not want to see price go in the opposite direction or they will be at a loss. So what happens? They do everything possible to protect that price level.

The daily chart is of particular importance when considering support and resistance as a Forex signal. Traders associated with big institutions often refer to the daily chart rather than lower time frames. So price highs and lows on a daily chart can represent key, strategic price levels.

If price reached a high within the last few days, you can be sure a number of traders have millions or even billions of dollars worth of currency tied up at around that level or below it. For price to go above that high there is going to have to be considerable buying pressure from the bulls. Obviously the converse is true when price reaches a new low.

So look at the higher time frames like the daily, and 4 hour charts and identify these key levels of support and resistance. They form a major Forex signal.

Where Price Spends Most Of It's Time

Here is another factor regarding support and resistance that makes it such a critical Forex signal.

Most of the time price moves in a consolidation channel or range. Depending on the time frame you are looking at, it may be a 40 or 50 pip range on the higher levels, and within these larger levels are small trading ranges of 10 to 20 or 30 pips.

Some estimates put the amount of time the market is in consolidation around 60-80%. This means only 20-40% of the time price is actually trending, making new highs and lows.

This piece of information is critical. Once you have identified a trading range (it helps to put lines on your charts marking the high and low of the trading range) you can now manage trades much more effectively.

If you are considering going long and you see price is in a consolidation channel, you will not want to enter near the top of the channel. Wait for price to come back to the bottom of the channel by putting in an entry order and get taken into the trade. This way your stop is closer and your profit potential is greater.

Once price has moved through a major level of resistance, that level now becomes future support. Once price has moved through a major level of support, that level now becomes future resistance.

Include This In Your Daily Preparation

Every day when you open your charts look for this simple yet powerful Forex signal. Mark out your lines of support and resistance on each time frame you use. For example, if you customarily use daily, 4 hour, 1 hour, and 15 minute charts, mark out the key levels of support and resistance. Remember the more candles there are either side of the high or the low, the more significant that level becomes.

Then compare the various time frames and see if any of the levels you have marked coincide. Then look for suitable trading opportunities accordingly.

An effective Forex signal does not have to be complicated. Understanding how support and resistance works can make a huge difference to your consistency as a trader.

Don't pass over it because it is so simple. Remember, in the minds of the traders who pushed price to key levels, and who are defending positions involving billions of dollars, levels of support and resistance are hardly inconsequential!

Learn how the MACD indicator can help you avoid much anxiety:

http://www.vitalstop.com/Forex/Advisor/forex-strategy-MACD-save-anxiety.htm

The powerful 200 EMA strategy - easy for newer traders:

http://www.vitalstop.com/Forex/Advisor/200EMA-forex-strategy.htm

For the best free economic calendars plus a free pivot point calculator and Fibonacci calculator click here:

http://www.vitalstop.com/Forex/tools.html

How Average Students Can Win At The IIM Personal Interview

However what should your strategy be if you have no awards and achievements (other than being school prefect - somehow all MBA candidates are school prefects) to speak of and you found yourself selected by one of the IIM's or other top tier B-schools.

For you to succeed here are a few pointers that can aid in the process:

1) Be clear about your goals: In your case you will have to be definitive about what you want to achieve in the next 3-5 years and exactly how an MBA will fit in the picture. Suppose you are an Arts graduate, suppose Psychology Honors. Now you should focus on the industry to begin with- suppose Finance and Investment Analysis. You can state that a major part of the investment analysis is examining trading psychology. Why some stocks tick despite poor fundamentals and some fail to move despite good fundamentals. You can state that you have enough of numerical understanding and backed by an MBA in finance you could carve out a strong niche in the area of Investment Analysis and Dealing of securities.

2) Show your ability to think business: If you have never won a award, examine activities that seem to add value to some process. For example you could start a blog on a topic such as Tax planning for home based professionals. Talk about what kind of advice and articles you wrote for the blog and how popular your blog was by examining the page views received from the blog. You can start a blog on wordpress or blogger as they allow free blogs and also have a statistics section to measure how many page views you received.

3) Be well prepared to talk about your academics: Be clear of the basic fundamentals, as they will surely want to know how serious you were about your studies. Go over the major fundamentals and be sure to be able to answer them

It is not an easy task to prepare for IIM Personal Interview questions . So don't punish yourself mentally if the initial answers you write don't seem impressive enough.

Keep practicing to make your answers better and you may end up doing quite well at the IIM Personal Interview. Get more tips on how to perform for the IIM Personal Interview questions

Put Option - Stock Put Options

What are Put Options?

A Put is a contract on a particular stock, index or other security that allows the investor to sell the underlying stock at a set price (strike price).

The holder of his option has paid a premium (cost of the contract) to buy it. Put options are profitable when the market is in decline. If the investor has a put on a stock that has now fallen enough to cover the cost of the premium, the person would be profitable.

Ways to Profit with Put Options

Trading them:

If the Put is profitable, the investor can sell or trade the contract back to the market. The profit on the contract is shown by the premium increase on the option. As the market declines, the premium increases. This premium increase allows the investor to sell the contract. He is not "exercising the option". He is trading it out. This is how most options are done vs. exercising.

Exercising them:

When an investor exercises a Put Option, he or she is selling a stock they already own. The right of a put holder is the right to sell the stock at the strike price, regardless of the actual price in the market. If you owned a Put with a strike price of 50, and the market has declined to 40, you could purchase the actual the stock in the market at 40 and then exercise the put at 50. You would make 10 points on that stock, minus the premium paid.

The break-even for investors who own put options (disregarding commissions) is the strike price minus the premium paid. In the above example, if the investor paid $300 for the option - his break-even would be 47. Since the market in our example went down to 40, the actual profit for that person would be $700.

Writing a Put Option

When you sell or short a put option, you are "writing" the contract. The writer is someone who is bullish on the market. The seller collects the premium (as opposed to the buyer who pays the premium) and is hoping the option expires worthless. The premium is the writer's maximum gain. So, obviously if the premium is all that he can make - having the option expire is the best case scenario.

Put option writing does carry risk. If the option is exercised (by the holder/buyer), the writer must purchase the stock from the holder at the strike price. In the example above, the writer would have had to buy the stock at $50 (the current price), while the market was at $40. He would be stuck with a stock 10 points above the market. His loss would be lessened by the premium received. The writer can buy back the put before it is exercised, but if the put has gained value, the purchase price would be higher than the premium he originally got - so, it would be a loss either way. The option is expiring is the best bet.

Covered Put Option Writing

Since the seller or writer of puts must purchase the underlying stock at the strike price, he must have the cash to do that. Selling stock short and using the proceeds to cover an exercised option can be done. Also, the premium received for selling the put option can assist a short position to get greater profit.

As with any option, time is the biggest factor. Put options expire monthly. All options carry large risks, but can present large profits. Educate yourself further and talk to your broker.

Learn More: Put Options

Nick Hunter is the President of American Investment Training (AIT) and the owner of http://www.brokerjobs.com - A financial career and education website.

Stock Picks 101 - Certain Profits in Uncertain Times

Join me for an instructive mental exercise.

Lets imagine youre the owner of a casino. I was going to say successful casino, but this is so self evident that it doesnt really need mentioning. Everyone knows casinos are successful because the house has the statistical advantage, right?

Now imagine youre watching the people going into and out of the casino. Your security system happens to be very good, so you know exactly how much money each person brings with them into the casino and how much they take back out.

Just now you see a really happy looking person who just won $25,476 at the slot machine leaving through the front door. Does this bother you? No, because you know that, in the long run, youve got the edge.

Just as you think that, you notice somebody slinking out the side entrance after maxing out their credit cards to the tune of $37,544. Do you take a special delight at having relieved this poor unfortunate individual of all that cash? You shouldnt, because its all in the system. Its all in the odds.

Now, lets look at this from the perspective of YOU, as a professional trader engaged in stock market trading. You shouldnt EVER be in a trade unless you know you have an edge. Theres a paradox here, because obviously you can never be sure that any given trade will be a winner, so you always need to have a system in place to manage your losses.

Like I said, you should never be in a trade unless youve calculated that the odds are in your favor. Usually, this is because the CLEARLY AND CAREFULLY DEFINED system youre trading has a credible historical record that shows that the odds are, indeed, in your favor.

If the odds are in your favor, then guess what? You ARE the house. As you work your system, you should not care if any given trade ends up hitting your profit target or closing out at your stop loss.

Why? Because you know the odds are in your favor. Each trade, win or lose, brings you one turn of the crank closer to that long run average that will be in your favor.

As you can see, theres no point in being emotionally invested in being right or wrong with any one trade. You are just working your system. Each step, each trade, each stock pick, contract, option, etc., in time, just becomes a blur on the way to your eventual success.

So here is the paradox: You are totally uncertain of the outcome of any given trade. However, if your system is sound, and you stick with it long enough, you will certainly profit.

The next time you find yourself getting giddy with the thrill of a long string of winners, or despondent because all your trades are going against you, just remember: YOU ARE THE HOUSE. And the house always wins, in the long run.

With Customers in more than 70 countries Doug Newberry enjoys his position as the Editor of the "Market Toolbox Newsletter" and Host of the "Market Toolbox On Demand" online radio show. The Investing Systems Network specializes in stock market trading tools and portfolio management software.

Affiliate Program Marketing: 10 Significant Sharp Ways To Increase Your Affiliate Commissions

Millions of people sign up for affiliate programs, but have no clue on how to promote and market them effectively to generate piles of cash.

Below are 10 significant sharp ways to start generating a lot of sales and commissions, starting now:

1. Participate in chat rooms related to the product you're reselling. Start a conversation with a person without trying to sell to them. Later on, while you are chatting, mention the product you're reselling.

2. Create a free ebook with the advertisement and link of your affiliate web site. The subject of the free ebook should draw your target audience to down- load it. Also submit it to some ebook directories.

3. Start your own affiliate program directory. Join a large number of affiliate programs and list them all in a directory format on your web site. Then just advertise your free affiliate program directory.

4. Write your own affiliate program ads. If all the other affiliates use the same ads you do, that does not give you an edge over your competition. Use a different ad to give yourself an advantage over all the other affiliates.

5. Use a personal endorsement ad. Only use one if you've actually bought the product or service for the affiliate program. Tell people what kind of benefits and results you've received using the product.

6. Advertise the product you're reselling in your signature file. Use an attention getting headline and a good reason for them to visit your affiliate site. Make sure your sig file doesn't go over 5 lines.

7. Join a web ring. It should attract the same type of people that would be interested in buying the product you're reselling. You could also trade links on your own with other related web sites.

8. Participate on web discussion boards. Post your comments, answer other people's questions, and ask your own questions. Include your affiliate text link under each message you post.

9. Create a free ezine. Use your ezine to advertise the affiliate programs you've joined. Submit your ezine to online ezine directories and promote it on your web site.

10. Start a private web site. Use it as a free bonus if people buy the product you resell. You could also allow people to join for free and you could advertise the affiliate program you've joined.

May these affiliate program marketing secrets help you to make a lot of money.

Warmly,

I-key Benney, CEO

I-key, a Millionaire CEO from New York City is the creator of "Mscsrrr: Millionaire Secret Cash System", (Day Trading, Online Trading) which has helped thousands of ordinary people from all over the world to attain financial security and shining success during the past 2 yrs.

Mscsrrr Millionaire Cash System helps you to generate $1,500+/Week for life, from home or office, part time or full time. No large investment or hassles. Win $1000-$2000 free cash

Forex Day Trading - The Profit Illusion That Sees Traders Lose

Forex day trading simply doesnt work and you will never find a trader with a track record of real time profits, however more novice traders try this method than any other type of trading. This is desite the fact it will never work, because you can't get the odds in your favor.

If you are considering day trading then you should read this article.

First lets look at why forex day trading doesnt work.

The time period is to short!

Volatility in short time frames is random - PERIOD

This means daily support and resistance levels are meaningless and you can never get the odds on your side longer term.

Now lets look at the illusion of profits.

The Marketing Illusion

You have seen them the headlines promising you 100% annual profits or a regular monthly income - all for just a few hundred dollars.

Of course the reality is they profits do not exist and it's simply clever marketing copy.

Look at the facts and you will see no substantiation whatsoever to back up the claims.

You will of course get a hypothetical track record, done in hindsight but the key word to consider here is hindsight! The person presenting the track record knows the closing prices when they do the track record.

If I knew tomorrows closing price today, I would be a multi millionaire but thats not the reality of forex trading.

The people who create the illusion you can make money forex day trading can never present a long term track record of real profits thats real dollars made in the market by them.

Why Create The Illusion?

These people are mostly failed brokers or marketing organizations that actually have the sense not to trade the system themselves.

Why?

Becuase they can make a guaranteed return selling the system to naive forex traders.

Patterns that dont repeat

Many traders look at back data and see patterns.

They think they can trade themselves but this is a bit like roulette wheel paterns - there appears to be an order but the same sequence never repeat again its an illusion, that fools many traders and when they try and trade for real they lose their equity.

Still Not Convinced Day Trading Doesnt Work?

Here is a simple test you can do for yourself:

Ask anyone who claims they make money day trading, to produce to you a real time track record of profits, with supporting bank statements and trades.

You wont get one.

Day trading does not make money, apart for the vendors who sell e-books and forex day trading systems and they cheerfully let you take the losses, while they bank a fee for their services thats guaranteed.

Dont fall into the forex day trading can make you money trap! If you do you will lose your equity quickly.

GRAB 3 X FREE TRADER & FREE TRADER PROFITS NEWSLETTER

More on becoming a profitable trader some critical FREE Trader PDF's and more FREE Forex Education visit our website at http://www.net-planet.org/index.html

How To Tell When You Guilty of Over Trading

How To Tell When You Guilty of Over trading.

The essential feature of overtrading is not the number of actual trades but your reasons and motivation behind each trade.

Confused? I shall explain further.

Overtrading becomes more apparent when in a Bull Market as the share trader is frightened of missing out or will rush into every reasonable trading opportunity that shows itself or that they can afford.

These trades involved are no longer based on money management or any risk control. Here are four main questions that you can ask yourself if you think you are overtrading.

1. Is each trade based on sound research and financial analysis?

2. Is each trade part of an overall management plan that is based on matching the trade with the risk involved?

3. Does each trade have clear financial objectives which determine your exit position?

4. Does each trade only use capital allocated from your previous trades?

If the answer is yes then the trade is being made for the right reasons and the right criteria.

If two or more questions are answered in the negative, then this suggests that your are overtrading and your emotions are in charge . Can You Guarantee Success Every Time You Trade?

The answer is a resounding NO! But you can maximize your chances of success.

Firstly have a look in the mirror. It will reflect your worst trading enemy, ourselves. But most of us will blame other circumstances for our failure in the market. When in reality it is our in ability to take losses over trading.

What Steps Can We Take to Complete a Successful Trade?

1. Identify trading opportunities.

How do you do this? Usually it is done by three ways. You have the option of using a database scan using a software program or by using eyeball verification of bar charts and using indication verification using the Macd, Rsi or your own favorite indicators.

2. Analysis of opportunities.

A. Check for bias.

B. Assess stop loss conditions.

C. Assess profit targets.

D. Rank by time / risk.

3. Trade Management of our Portfolios.

A. Watch the depth of the market on your entry. B. Place and execute the order. C. Enter details in order log. Print out chart with summary trading plan.

D. With your open positions (trades) each day you verify the original trading conditions arc intact.

E. Enter details into trading record and file contract notes.

Christopher Strudwick is a keen amateur investor on the Australian Stock Market. Visit his weblog for more free articles and useful information at http://www.asxnewbie.com

Explore Asset And Sales Finance Solutions With Your Bank

If you're starting up a business, it can be hard to grasp the terminology you need in order to speak to your bank about funds; when it comes to discussing asset and sales finance, for instance, things can get tricky. It is, firstly, important to know what asset and sales finance is: a service through which banks help businesses obtain a range of equipment, including plant and machinery, commercial vehicles, IT equipment, office furniture and cars. Essentially, sales financing will help you get quick access to cash, while asset financing will help fund business equipment.

Many banks offer several cost-effective and expedient sales financing solutions; and with such solutions, businesses can find enough working capital to be able to operate. Two sales financing solutions are factoring and invoice discounting. With factoring (recourse and non-recourse),up to 95% of the value of approved invoices can be advanced within a given period of time with the balance being paid on receipt. And while invoice discounting (also recourse and non-recourse) functions in a similar way, there is a crucial difference between the two: in factoring, the client's customers are made aware of the bank's involvement with the business; in invoice discounting they are not.

Another method of sales financing used by many banks is stock finance; this allows you to release as much as 60% of the funds tied up in eligible stock through a completely flexible system. This will release finance that is usually not available for working capital needs.

Asset financing solutions will help you gain assets in an economical way, without eating into your cash reserves. As with sales financing, banks will often offer a range of asset finance solutions to its business customers. Hire Purchase, for example, can help you acquire the asset you need right away, but payments can be spread across the life of the asset in question. This may also allow you to keep the asset at the end of your term for a particular fee. Operating Lease asset finance will allow you to benefit from a particular asset, while the bank itself takes on the risk of losing its value; the rental and return conditions for the asset are fixed at the outset.

Many banks will offer a variety of asset finance products that cover the needs of a wide range of businesses, be they technological or agricultural. Barclays Asset and Sales Finance, for instance, offer a Technology Lease asset finance product to help finance your technology needs, as well as an Agricultural Lease, which offers finance to buy machinery, vehicles and land, as well as many other benefits. So if you're planning to start up a business, or you run an established business in need of asset and sales financing products, check out your bank's asset and sales financing solutions to see what difference they can make.

Author John Blonn
John's Website: PR Sending

Technical or Fundamental Analysis (Forecasting)

In this article I compare these two methods of forecasting in the stock market. I give the reasoning that why technical analysis is superior to fundamental analysis.

As you know, technical analysis concentrates on the study of market action, and fundamental analysis concentrates on the economic forces of supply and demand that cause price movements.

Fundamentalists try to determine the intrinsic value of the stocks. They examine all factors that affect on price. If the intrinsic value is under the current price, fundamentalist sells the stock because stock is over priced. If price is below the intrinsic value then market is undervalued and should be bought.

Fundamentalists study the cause of market movements, but reasons of movements aren't important for technicians. Technicians believe that the price reflects the effect of all events that make change in price. Therefore study of price action is all that they require.

Most people use both technical and fundamental analysis to trade. Many technicians have basic knowledge on fundamental approach and many fundamentalists have basic knowledge on technical analysis. But, most people have more interest on one method.

Why Technical Analysis

Fundamentalists must find the reasons of price movement. Sometimes this act is very complicated; there are so many factors that make change on price such as political, psychotically events and so on. To trade the fundamentalist must study and research tremendous amount of data that takes so much time and effort.

Technical analysis is Flexible and Adaptable

You can apply technical rules to every market either stocks or futures or any other market. The technician easily can follow many markets in the same time. This is a great strength because you can catch big movements in each market.

Trading in different Time Dimensions

You can use technical rules for daytrading, swingtrading, long term trading and etc. rules are the same you only change time of charts. Some people say technical analysis is only suitable for short term trading, but it is not true. Using weekly and monthly charts that refer to several years has proven the strength of technical analysis for long term trading.

By Mostafa Soleimanzadeh. Stock Market Tips, Learn Stock Market Technical Analysis and Fundamental Analysis in his website.

Making And Keeping Promises - The Only True Path To Successful Living

Have you ever made a promise, and broke it? On the other hand, have you ever made a promise, and KEPT IT? In both instances, how you did you feel?

Let me tell you, when you make and keep promises, you feel simply great about yourself, dont you? And, when you break promises what happens?

The fact of the matter is that because we constantly make and then, dont fulfill on those promises there doesnt seem to be any outwardly distress.

I mean, if we say were going to create those marketing documents, or follow up on those prospective clients, or deliver that promotional speech to the group, or create that newsletter weve talked about for a while now and we dont do it, nothing much happens.

Theres not going to be headline news splashed across the papers. Theres not going to be any fines slapped or hefty penalties imposed. Theres not going to be any abandonment of any sort. Again, nothing really much happens Or does it?

If we were to take a trip inside ourselves, well probably see a lot of bodily structures, organs, fluids, water, and the like. What we wont see, is our self image. Our identity. Our beliefs about ourselves.

Imagine then, that our confidence, our self image, our beliefs everything we hold true about ourselves, is mirrored by a magnificent sculpture. And, the quality, condition, lustre, sheen and magnificence of the structure, is based on our promises made to ourselves.

When we make and keep promises, our structure becomes even more magnificent, even more attractive, and even more beautiful. And, when we break even the most seemingly little of promises like doing 20 sit ups in the morning, reading that book, waking up half an hour early our structure slowly gets chipped away, our seemingly bright outlook, our confidence in ourselves, the beliefs that guided us slowly but surely, ebbs away.

What do you think would be the effect of one, ten, FIFTY weeks of this? Do you think the magnificent structure would be a little, shall we say, less magnificent? And what about years and years of this slow chipping and eroding, what then?

Well, when life starts on this pattern, and if left un-interrupted, youre looking at a life of chaos. However, the true path to successful living comes when making and keeping promises, happens as a matter of regularity. If lifes not that smooth for you yet, make and keep more promises!

Raja C. Hireker is a publisher and editor of the Marketing and Life Strategies Newsletter 'Swinging for The Fences' He has ghostwritten over 130 articles and is a Professional Self Development Coach and a sought after advertising and email copywriter. You can go to http://www.RajaHireker.com for more information. You can also reach him by fax/voicemail on 44 208 764 1085, or by email on RCHireker@Simple-Marketing-Solutions.com He lives in London, UK.